Quote Originally Posted by Jeffrey View Post
Great, that was going to be the start of my recommendation.

Are you two under 50? I suspect so, and strongly recommend funding a Roth IRA instead of a Traditional. There’s only one logical direction for future tax rates.

To keep it simple, I’d open the Roth IRA at Vanguard and invest all the contributions in Vanguard’s “Total Stock Market Fund”.

Thoughts?
Just curious, what would your answer be if they were over 50?